RM Sotheby’s Financial Services is the premier provider of bespoke financing solutions for high-end collector car owners and their collections worldwide. As part of the RM Sotheby’s family—the global leader in collector car auctions—we combine unmatched market insight with deep financial expertise to deliver tailored loan solutions backed by precise, real-time valuations.

Whether you’re looking to unlock capital, expand your collection, or manage liquidity, our team understands the unique value of your automotive assets and is committed to helping you meet your financial goals with speed, discretion, and precision.

Looking To Buy

Take advantage of acquisition financing to help make your purchase. Whether you are shopping at auction or via private sale, contact the RMSFS team at financing@rmsothebys.com with details on the car you are interested in acquiring. We may request additional information, including documents and identification, but upon approval, RMSFS will provide you with a non-binding Term Sheet so you can proceed with confidence, knowing you have financing in place.

With RMSFS Acquisition Financing you can always expect:

No Prepayment Penalties
Transparent upfront fees
Competitive Interest Rates
Interest-only payment options
Fast Approvals
Smooth Buying Process
No Maximum Loan Amount

Looking To Sell

When speaking with your RM Sotheby’s Car Specialist, ask them about a Consignment Advance with RMSFS or reach out to us directly at financing@rmsothebys.com. Once approved, you will receive up to 60% of the estimated hammer price of the car at the time of signing the Consignment Agreement. The advanced amount will be deducted from the proceeds of the sale seamlessly by RM Sotheby’s Administration team, taking the stress out of the repayment process.

RMSFS Consignment Advances lead to a smooth process by:

Removing other liens from titles by repaying debtors directly
Providing a portion of the sales proceeds immediately
Easing cashflow constraints by deducting repayment from the proceeds of the sale directly

Looking to Unlock Equity

RMSFS can provide an Equity Release on a single car or collection so that you can have funds available for investment opportunities, capital re-allocation, or even a time-sensitive real estate purchase. We secure against the collectible cars themselves and as such, your loan will not appear on credit searches. If the need for liquidity becomes long-term, RM Sotheby’s has multiple avenues of sale to help achieve maximum value for the car.

RMSFS Equity Releases are great for: